Brian Black investigates injury and property damage claims which have been caused by explosives and with £15million in claims being paid out in the last year and "most of them relating to terrorism" it is clearly a hot topic of conversation.
Bert Stewart and his family are one of the unfortunate victims of such an occurrence and managed to make a lucky escape with his children when a bomb blast hit his home. Bert show's the damage his recently completed home has endured with his exasperation showing- "it's a total wreck".
Rev. William McCrea MP, is conscious of the distress such a time can cause individuals who are seeking to put together their homes again and urges the Northern Ireland Office, the Housing Executive and the DHSS to "get their act together" and co-ordinate so as to give people the best advice possible.
From an insurance point of view, Chris Parsons (Insurance Brokers' Association), explains insurance cover and assures that the "vast majority of house hold policies give cover for riot, civil commotion and malicious damage", however, this differs for commercial properties, which shop keeper, Lilian Taylor, has keenly felt.
In a particularly severe case of compensation struggles is Willy Taylor, who after being severely injured has had an ongoing case for 6 years which has made him feel as if he is "the one who has committed the crime" and as a consequence he has suffered financially and mentally.